These Terms and Conditions (“Terms”) govern your use of the services provided by [Fintech Organization Name] (“we,” “our,” or “us”), including our website, mobile applications, and any other related services (collectively, the “Services”). By accessing or using our Services, you agree to be bound by these Terms. If you do not agree, please refrain from using our Services.
1. Definitions 1.1 “User” refers to any individual or entity accessing or using our Services. 1.2 “Account” refers to the personal or business account registered with us to access certain features of the Services. 1.3 “Transaction” refers to any financial activity conducted through our Services.
2. Eligibility 2.1 You must be at least 18 years old to use our Services. 2.2 By registering an Account, you confirm that all information provided is accurate and truthful. 2.3 You agree to comply with all applicable laws and regulations in your jurisdiction.
3. Account Management 3.1 You are responsible for maintaining the confidentiality of your login credentials. 3.2 You must notify us immediately of any unauthorized access to your Account. 3.3 We reserve the right to suspend or terminate Accounts at our discretion, particularly in cases of suspected fraudulent activity.
4. Services and Transactions 4.1 We facilitate financial transactions, including but not limited to payments, fund transfers, and savings. 4.2 Transactions are subject to applicable fees, as disclosed in our Fee Schedule. 4.3 We are not responsible for delays or errors caused by third-party systems.
5. Prohibited Activities 5.1 You may not use our Services for:
- Illegal activities or purposes.
- Fraudulent or deceptive practices.
- Transmitting harmful or malicious software. 5.2 We reserve the right to monitor and investigate any activity to ensure compliance with these Terms.
6. Privacy and Data Protection 6.1 We collect, use, and store your data in accordance with our Privacy Policy. 6.2 You consent to the processing of your personal data as described in the Privacy Policy. 6.3 We implement reasonable measures to protect your data but cannot guarantee absolute security.
7. Intellectual Property 7.1 All content, trademarks, and intellectual property within the Services are owned by us or our licensors. 7.2 You may not reproduce, distribute, or create derivative works without our prior written consent.
8. Disclaimers and Liability 8.1 The Services are provided “as is” without any warranties of any kind. 8.2 We are not liable for any indirect, incidental, or consequential damages arising from your use of the Services. 8.3 Our total liability is limited to the amount you have paid us in the six months preceding the claim.
9. Amendments 9.1 We may update these Terms at any time. Changes will be communicated through our platform. 9.2 Continued use of the Services constitutes acceptance of the revised Terms.
10. Termination 10.1 You may terminate your Account at any time by contacting us. 10.2 We may terminate or suspend your access to the Services for breach of these Terms.
11. Governing Law and Dispute Resolution 11.1 These Terms are governed by the laws of [Jurisdiction]. 11.2 Any disputes will be resolved through arbitration in accordance with [Arbitration Rules].
12. Contact Information If you have any questions or concerns, please contact us at:
- Email: admin@thelogicshift.com
By using our Services, you acknowledge that you have read, understood, and agreed to these Terms and Conditions.